Terms of Use

By using this website, you agree to these Terms of Use. If you do not agree, please do not use this site.

MetRisk Services Inc. provides fee-only commercial insurance advisory services. Illustrative examples, sample analyses and figures shown on this site — including the sample engagement walkthrough, the illustrative program analyses on our service pages, and any figures produced by the tools described below — are for illustration only and are not a guarantee of savings, coverage improvements, or any other specific outcome for your program.

Client outcomes quoted on this site are the clients' own accounts of their experience. Every account is different, and past results do not predict your own.

The blind-spot check, the loss-pick calculator and the experience-mod calculator are deliberately simplified educational tools that run in your browser using figures you supply. They do not read your policies, they are not an assessment of your program, and their output is not advice. Your policy documents, loss runs and mod worksheet carry the authoritative figures.

We operate in an advisory capacity. We do not act as your broker of record and do not place coverage ourselves, and nothing on this site constitutes legal, tax, or insurance advice. Coverage is placed by a licensed broker, subject to the terms of the applicable policy.

The content on this site, including text, graphics, and the Risk Rocket 365 method and Coverage Blueprint described here, is owned by MetRisk Services Inc. and may not be copied or reproduced without permission.

This site may link to third-party websites, including our scheduling provider and our video host. We are not responsible for the content or practices of any third-party site.

To the fullest extent permitted by law, MetRisk Services Inc. is not liable for any indirect, incidental, or consequential damages arising from your use of this site.

These terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.

We may update these Terms of Use from time to time. Continued use of this site after changes constitutes acceptance of the revised terms.

Questions about these terms? Contact us at mstoop@metropolitanrisk.com.