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How blind is your program?
Ten questions you should be able to answer about your own insurance, from memory, in about ninety seconds. No documents needed, nothing uploads — the only output is the list of what you couldn't answer, and it's yours.
Three honest answers per question.
“I think so” counts separately from “I could show you” — because believed and verified are different things, and the difference is where claims get expensive.
01 / 10
What does your umbrella actually sit over?
An umbrella that covers GL but not auto or employers' liability leaves your biggest severity lines capped at primary limits — and most buyers have never checked the schedule of underlying.
Two minutes on why this matters
The check is the question. Here's the evidence.
From the Met Risk Corner series — what reading programs against how their owners actually operate keeps finding.
Met Risk Corner · 2 min
We Stress-Tested 120 Insurance Policies (89% Had a Fatal Flaw)
Rather have the answers than the list?
A 15-minute call starts closing it: your program, your loss record, and what we'd verify first. No deck, no obligation, and you keep the findings either way.
Fifteen minutes with Michael Stoop, our founder. Nothing to prepare — bring the question you can't get a straight answer to.
Or call us now — 347.252.6150
- Flat annual fee — never a percentage of your premium
- Broker commission disclosed on every quote, in writing
- No contingency payments, overrides, or profit-sharing