A fee-only advisory built on 25 years inside commercial insurance.

“When our Workers' Comp Experience Modification Rate (EMR) climbed above 2.0, we were facing a 50% premium increase that pushed our annual expenditure well into the seven-figure range. While other consultants and brokers simply threw up their hands—claiming our 'challenged' workforce made claim prevention impossible—MetRisk stepped in with their specialized 'Comp Care System.' In 18 months, they cut our EMR in half through aggressive claims management and staff training. Beyond the immediate savings, they transitioned us to a reward-based program that has returned over $1.3 million in dividends to our bottom line. MetRisk's unique combination of high-level systems and expert personnel delivered results that we simply could not have achieved on our own.”

“Before partnering with MetRisk, we relied on a consultant and a large, publicly traded broker who focused solely on shopping our account for better rates. When claims frequency began to climb, both parties essentially gave up, blaming the 'hard market' for our rising costs. We were being drained by nuisance and fraudulent claims that decimated our profitability. The MetRisk team stepped in with a radically different, aggressive strategy. By implementing their '48 Protocol' and taking direct control of the claims process, they reduced our incurred losses by a staggering 73%. This aggressive strategy allowed us to restructure our program and achieve a 40% premium reduction—even as our NYC multi-family real estate peers saw 15% increases. MetRisk is the strategic partner you need to turn claims into a competitive advantage.”

“We were facing a catastrophic claim after torrential rain flooded the entire 14-story 'A-line' of a building where we were repairing the parapet. Despite the extreme weather, management held us responsible because we were active on the roof. We immediately called MetRisk, and they activated their '911 Claim Protocol.' Within hours, they had an independent engineer on-site performing a forensic diagnostic. Their investigation proved that the building's infrastructure was at fault, completely exonerating our team. MetRisk is the partner you want in your corner when the stakes are highest.”

“During a major construction project for Nordstrom's, a contractor left a significant opening in the building's envelope secured only by plywood. Our pipes froze, flooding the building and causing extensive damage to our mechanical systems and tenant spaces. MetRisk mobilized an attorney and engineer over the weekend to investigate. Thanks to their expert intervention, we successfully transferred the entire liability back to the negligent contractor. MetRisk's rapid response didn't just mitigate damage; it protected our loss history and shifted a massive financial burden away from our company.”

“We're heavily involved in WRAP and CCIP programs, so maintaining a clean Experience Modification Rate (EMR) is critical to our bidding capacity. When our EMR unexpectedly spiked despite a clean claims history, MetRisk identified the anomaly immediately through their proactive weekly monitoring. They discovered that a WRAP Administrator on a specific CCIP project had incorrectly reported a significant claim against our ID number, coordinated the correction, and restored our rating before it impacted our business. Their expertise in year-round risk management is a game-changer.”