OODA Risk System · Live
You can't manage what you can't see.
A clean record is an asset that erodes silently without maintenance. Observe, Orient, Decide, Act — every policy, incident, claim, and cost in one place, for every stakeholder.
The loop
Four verbs, run continuously.
A decision loop borrowed from people whose decisions had to beat the other side's — applied to risk, it turns the annual scramble into a running system.
Observe
Incidents reported from the field the day they happen — mobile, with photos, before memories fade and stories harden.
Orient
Claims, policies, and costs in one picture instead of five inboxes, so you see the pattern while it's still a pattern and not a premium.
Decide
Loss ratios and total-cost-of-risk analysis that turn 'how are we doing?' into a number with a direction.
Act
Reserve challenges, return-to-work, and defense files built from evidence captured on day one — not reconstructed at deposition.
Inside the system
What is actually in it.
Six working modules, live today — not a roadmap, a contents list of the system your program would sit inside from day one.
Incident intake, from anywhere
Claims, tracked to zero
The policy library
RMIS reporting
Comp Care tools
Forensic & legal support
Published outcomes
What companies running the system have published.
From clients' own written accounts. Every account is different; these are individual results, not an average.
Who it's for
Three kinds of company use it — for opposite reasons.
Claims-challenged companies
Costs rising, mod climbing, carriers restless. The system is how you take the record back — one captured incident, one challenged reserve at a time.
Companies with an outstanding record
You have the asset. The system is how you keep it — and how you prove it to a market every single year, instead of asserting it.
Full-service consulting clients
For clients we run point for, this is the shared table: you, your team, and ours, all looking at the same live picture of the program.
See your program in one screen.
Bring your current setup — even if it's five inboxes and a spreadsheet. We'll show you what the same program looks like inside the system.
Fifteen minutes with Michael Stoop, our founder. Nothing to prepare — bring the question you can't get a straight answer to.
Or call us now — 347.252.6150
Not ready for a conversation?
Take the blind-spot check
Ten questions about your own program, answered from memory in ninety seconds. Nothing uploads.
Get one policy reviewed, free
Send the policy you are least sure about. We read it against how you operate and send back the three findings with the most at stake, each tied to its page.
Run your own loss pick
Premium and losses in, your ratio against the 50% line out — one year is enough. Nothing is submitted to anyone.
Walk a full engagement
A sample account, start to finish — the blueprint, the gaps, the scored quotes, the decision. Judge the work before the pitch.
- Flat annual fee — never a percentage of your premium
- Broker commission disclosed on every quote, in writing
- No contingency payments, overrides, or profit-sharing