Met Risk Insights

Articles, perspectives, and practical guidance on insurance, executive risk, and business protection.
How-To: Lower Workers Comp Costs & Fix Unmanaged Risk

If your company was hit with a six-figure workers’ compensation claim or general liability suit tomorrow, who in your executive suite would be accountable for the outcome? Chances are, you already know the title. It is your CFO, your HR Director, or your Operations Lead. Somewhere along the line, without a formal handoff or a […]

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Lower Workers’ Comp Claims: The 48-Hour Response Plan

A workplace injury occurs: an employee slips in the warehouse, strains their back lifting a pallet, or sustains a minor cut on the line. It doesn’t look severe. A supervisor helps them up, an ice pack is applied, and operations resume. Often, 36 to 48 hours pass before anyone takes formal administrative or clinical action. […]

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How Open Claims Are Bleeding Your Business Profit Margins

Somewhere in your files right now, there is an active claim that hasn’t received a meaningful update in sixty days. As an internal coordinator—whether serving as CFO, HR Lead, or Operations Director—you executed the standard protocol: you reported the incident, notified the carrier, submitted the loss documentation, and filed the matter away as “handled.” The […]

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Untrained Supervisors: Construction’s Costliest Claim Risk

A worker slips off a ladder on the third floor. Within sixty seconds, the project superintendent on site, the person nearest the incident, the individual the crew looks to for direction, must make a series of decisions that will shape the financial trajectory of that claim for the next two years. Is the scene secured? […]

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